How to Set Up IHSS Direct Deposit in California
Setting up direct deposit for your IHSS paychecks is one of the easiest ways to get paid faster and avoid problems with lost or delayed checks. You can set it up in the ESP portal in about 10 minutes.
Why Use Direct Deposit?
- Funds arrive 2 business days faster than paper checks
- No waiting for mail delivery or check cashing fees
- Safer than paper checks that can be lost or stolen
- Accessible even if you travel or move temporarily
What You Need
Before you start, have these ready:
- Your bank's routing number (9-digit number, usually on the bottom left of a check)
- Your account number (bottom middle of a check)
- Whether it is a checking or savings account
- Your ESP login credentials
Step-by-Step: Setting Up Direct Deposit in ESP
The system may ask you to confirm with a test deposit (a small amount deposited and then withdrawn within 1–3 business days). Once confirmed, your next paycheck will go directly to your account.
What If You Don't Have a Bank Account?
The IHSS program offers the Money Network Prepaid Debit Card as an alternative to direct deposit. You do not need a bank account to use it. Funds are loaded automatically on payday and you can use the card for purchases or withdraw cash at ATMs.
To request the prepaid card, call your county IHSS payroll office or the IHSS helpline at 1-866-376-7066.
Changing or Canceling Direct Deposit
You can update your banking information at any time through the ESP portal. Changes take effect for the next pay period after they are saved. If you close your bank account, update ESP immediately to prevent a payment being sent to the wrong account.
Need Help?
Call IHSS Provider Support at 1-866-376-7066, available Monday–Friday, 8am–5pm.