Privacy Policy

Grigoryan Capital Group LLC, a Wyoming limited liability company, operating as Unified Savers ("we," "us," or "our"), runs this free informational newsletter and resource website for homecare and healthcare workers across the United States. This policy explains what information we collect, how we use it, how long we keep it, and your choices. It works alongside our Terms of Use.

Information We Collect

Website usage data. Like most websites, we may collect basic non-identifying information such as page views, browser type, and referring URLs through standard web analytics. This data is aggregated and does not identify you personally.

Newsletter subscriptions. If you subscribe to our newsletter, we collect your email address through our subscription form (hosted by Google Forms). We use your email to send the Unified Savers newsletter. It is also covered by the sharing and sale section below, so read that too if it matters to you — and you can opt out of any sale or sharing at any time.

Interactive tools. Our on-site tools (wage calculator, benefits checker) run entirely in your browser. No data you enter into these tools is transmitted to our servers or stored anywhere. We never see it.

Help requests. If you send a request through the help wizard on Find a Lawyer or Insurance Help, we collect what you type into it: your name, email address, telephone number if you give one, ZIP code, the kind of help you are looking for, your answers to the short questions on that page, and anything you write in the free-text box. We also record the exact consent wording shown to you, the date and time you agreed to it, the page you were on, your browser user-agent string, and a one-way hash of your IP address. We keep the hash rather than the address itself, so the record proves the consent without storing where you were.

If you start a form and do not finish it. We keep what you had typed. It is saved as you go, so a closed tab or a lost connection does not throw away work you may have spent ten minutes on, and if you come back the form is still filled in. Two things follow from that, and both are deliberate: an unfinished form is never treated as a request — nobody contacts you about it, and it is never shared, transferred or sold to anybody, because you did not agree to any of that — and it is deleted automatically after 30 days rather than the twelve months a submitted request is kept for. Ask us and we delete it sooner. If you would rather we kept nothing, clearing your browser's site data for unifiedsavers.com removes the local copy, and one line by email removes ours.

Why we keep that consent record. Because nobody should be contacted who did not ask to be. Storing the wording and the timestamp is how that stays provable, for you as much as for us.

Who sees a help request, and who we may transfer it to. Unified Savers sees it. So may the attorney, licensed insurance agent or other partner service we work with in connection with the help you asked for. We may share, transfer or sell the information you send us to those partners, which under California law counts as a "sale" or "sharing" of personal information whether or not money changes hands. You can tell us not to, before or after you send the form, and we will honour it — see Do Not Sell or Share My Personal Information. We do not need your permission to run the site, so saying no costs you nothing and we will not treat you differently for it.

What we will not do with it. We do not share it with anyone for their own unrelated advertising, we do not publish it, and we do not sell the personal information of anyone we know to be under sixteen. If you have opted out, your record is marked and it is not transferred to anybody.

Where a help request is stored. Encrypted at rest in Cloudflare Workers KV, in the United States, and deleted automatically twelve months after it is received. Ask us and we will delete it before then.

Please do not send us health details. The form asks what kind of help you need, not for your medical records. Do not put diagnoses, treatment notes, or anyone else’s health information into it. If you are describing an injury, a sentence is enough — the detail belongs in a conversation with an attorney, not in a web form.

Bot protection. The form is protected by Cloudflare Turnstile, which checks that a submission comes from a person rather than a script. Turnstile receives your IP address and basic browser information as part of that check. It is used for nothing else and does not track you across websites.

Cookies and Tracking

We use Google Translate on our site, which may set cookies from Google's servers. We may also use basic analytics (such as Cloudflare's privacy-preserving analytics) to understand how many people visit the site. We do not use advertising trackers, and analytics data is aggregated so it does not identify you. Information you send us through a form is covered by the sharing and sale section above.

Third-Party Links

Our site links to third-party government websites, legal aid organizations, and benefit program portals. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies before submitting personal information.

Data Security

Our site is served over HTTPS with TLS 1.2 as the minimum and HSTS enabled, so a browser will not connect to us insecurely. Help requests are encrypted at rest. There is no admin website that can read them: the only way in is a command-line tool run on our own machine with our own credentials, and every read of the store is logged.

What you write in the free-text box stays with us. If you describe an injury, a diagnosis or treatment, that text is never copied into our spreadsheet, never sent to an analytics service, and never passed on to anybody — a partner receives your reference number and asks us, not a copy of what you wrote. We screen for it automatically and mark the record so it cannot be forwarded by mistake. Please still keep it brief: a sentence is enough, and the detail belongs in a conversation with an attorney or an agent rather than in a web form.

If something goes wrong. If we ever discover that help requests have been exposed, we will email everyone whose information was involved and tell you what happened, what was in it and what we have done, rather than waiting until we know everything. We would rather tell you early and follow up than be quiet. If you think you have found a security problem with this site, email info@unifiedsavers.com and we will take it seriously.

Children's Privacy

Our site is intended for adult care and healthcare workers. We do not knowingly collect information from children under 13, and we do not sell or share the personal information of anyone we know to be under sixteen.

How Long We Keep It

We keep your newsletter email address so that we can email you, for as long as you want to hear from us. Unsubscribing stops the emails; it is not a deletion request, and we say so plainly rather than implying your address disappears on a timer we do not run.

Ask us to delete your details and we delete them within 30 days. One line by email is enough — you do not have to explain why.

Aggregated analytics that cannot identify you may be kept indefinitely. Nothing you type into our on-site tools is ever transmitted to us, so there is nothing for us to keep.

Your Rights

You can unsubscribe from the newsletter at any time using the link in any email we send, or by emailing us. You may also ask us what we hold about you, ask us to correct it, or ask us to delete it, and we will respond within 30 days.

The right to opt out of sale or sharing. Because we may sell or share personal information with partners, you can tell us to stop at any time. Two ways, both free and neither requiring an account: use the form on our Do Not Sell or Share My Personal Information page, or email info@unifiedsavers.com with the word OPT OUT. We act on it within 15 days and confirm when it is done. Opting out does not stop us helping you, and we will not charge you a different price or give you a worse service for it.

Global Privacy Control. If your browser or an extension sends a Global Privacy Control signal, we treat it as an opt-out for that browser automatically. You do not have to ask us as well.

California residents have these rights under the CCPA/CPRA — the right to know, to delete, to correct, to opt out of sale and sharing, to limit the use of sensitive personal information, and not to be treated differently for exercising any of them. Residents of other states with comparable privacy laws, including Colorado, Connecticut, Virginia, Utah, Texas, Oregon and Montana, have equivalent rights and we apply the same process to everyone rather than asking where you live. You may make a request through an authorised agent.

Changes to This Policy

We may update this policy from time to time. The date at the top reflects the most recent revision. Continued use of the site constitutes acceptance of any changes.

Contact

Questions about this privacy policy, or a request about your information? Contact Grigoryan Capital Group LLC, operating as Unified Savers, at info@unifiedsavers.com.